Terms of Use

ManualFlow: Cash Tracker (iOS and Android) · Effective 31 October 2026

1. The app

ManualFlow: Cash Tracker ("the app") is a personal finance tracking app provided by AppKadag ("we"). By using the app you agree to these terms.

2. Not financial advice

The app helps you record and review your own entries. It does not give financial, tax or legal advice. You are responsible for the data you enter and for the decisions you make.

3. Your data

Your data is stored on your device. You are responsible for keeping backups. If you use the optional cloud backup, files are stored in your own Google Drive or iCloud account under their terms. See the privacy policy.

4. No guarantee

We work to keep the app reliable, but we cannot guarantee that it is free of errors or always available. The app is provided "as is".

5. Purchases and ads

Any purchases are sold and billed by Google Play or the Apple App Store under their terms, including refunds. The app may show ads through Google AdMob as described in the privacy policy.

6. Use of the app

You may use the app for personal, non-commercial purposes. You may not copy, resell or reverse engineer the app, or use it in a way that breaks the law or the rules of the app stores.

7. Liability

We are liable without limitation for intent and gross negligence and for injury to life, body or health. For slight negligence we are liable only for breach of essential obligations and limited to the typical, foreseeable damage. Mandatory consumer rights remain unaffected.

8. Changes

We may update these terms when the app changes. The date at the top shows the current version. Continued use after a change means you accept the new terms.

9. Law and contact

German law applies, without prejudice to mandatory consumer protection rules of your country of residence. Contact: appkadag@gmail.com.

On iOS, Apple's standard End User License Agreement also applies: apple.com/legal/internet-services/itunes/dev/stdeula.